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Zen Insure Your Reliable Advisor Always

B/E Bill of Entry EEI Electronic Equipment Insurance
B/L Bill of Lading PBL / PSL Per Bottom Limit / Per Sending Limit
BMA Building, Machinery & Accessories AOA Any One Accident
C&F Cost & Freight AOY Any One Year
C/N Consignment Note FP Fire Pool
CAR Contractor’s All Risks GIC General Insurance Corporation / General
Insurance Council
CC Cubic Capacity FC Fitness Certificate
CED Claims Experience Discount ITC Institute Trade Clause
CIF Cost Insurance Fright OMP Overseas Medical Policy
CRO Chief Risk Officer TPPD Third Party Property Damage
CTL Constructive Total Loss RTA Regional Transport Authority
DL Driving License CV Commercial Vehicles
EAR Erection All Risks CI Critical Illness
EQ Earthquake PTD Permanent Total Disability
ESI Employees’ State Insurance PPD Permanent Partial Disability
FEA Fire Extinguishing Appliance TTD Temporary Total Disability
FIR First Information Report LOP Loss of Profits
FOB Free on Board AOG Acts of God
GVW Gross Vehicle Weight WC Workmen’s Compensation
IAR Industrial All – Risks PLI Public Liability Insurance
ICC Institute Cargo Clauses SCE Storage cum Erection
IDV / IEV Insured Declared Value / Insured
Estimated Value
DSU Delay in Start Up
LPA Loss Prevention Association ALOP Advance Loss of Profits
LR Lorry Receipt TPL Third Partly Liability
MB Machinery Breakdown CPM Contractors Plant & Machinery
MCE Marine cum Erection ACD Additional Customs Duty
ME Medical Expenses RoD Removal of Debris
MIT Money in Transit DOS Deterioration of Stocks
NCD No Claim Discount FOES Failure of Electric Supply
OD Own Damage DOC Date of Commencement
P&M Plant & Machinery DB Death Benefit
PA Personal Accident DGH Declaration of Good Health
R&S Riot & Strike AB Accidental Benefit
RC Registration Certificate ADB Accidental Death Benefit
RIV Reinstatement Value FAB Final Additional Bonus
RR Railway Receipt DAB Double Accident Benefit
SI / SA /
Sum Insured / Sum Assured / Capital
Sum Insured
FMR Full Medical Report
SR Survey Report LBD Last Birth Date
SRCC Strike, Riot & Civil Commotion NBD Near Birth Date
STFI Storm, Tempest, Flood and Inundation MDRT Million Dollar Round Table
TAC Tariff Advisory Committee TOT  
TP Third Party / Terrorism Pool COT  
TPA Third Party Administrator NCO Notional Cash Option
TPND Theft, Pilferage, Non Delivery PFQ Personal Financial Questionnaire
VD Voluntary Deductible PWB / WOP Premium Waiver Benefit / Waiver of
WC Workman’s Compensation DSA Double Sum Assured
GPA Group Personal Accident VA Vesting Age
GMC Group Medical Cover ULIP Unit Linked Insurance Policy / Plan
PML Probable Maximum Loss DP Deferred Period
NCB No Claim Bonus SB Survival Benefit
LL Legal Liability TB Terminal Benefit
SFSP Standard Fire and Special Perils LA Loyalty Additions
RI Re Insurance CBP Complete Blood Picture
MD Material Damage ECG Electro Cardio Gram
CL Consequential Loss BP Blood Pressure
IRDA Insurance Regulatory and Development
RUI Routine Urine Test
AIFT All India Fire Tariff MB Maturity Benefit
IMT India Motor Tariff NAV Net Asset Value
CL Consequential Loss BI Business Interruption / Bodily Injury
DL Driving License PD Property Damage
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Zen Insurance Brokers Private Limited.
10-2-274/C/2, 1st Floor
Mishra Compound, West Marredpally
Secunderabad, Telangana - 500 026
Lane Beside FAB INDIA

Phone +91 98488 84363

Telephone 040-48554477